tstar83
tstar83
@tstar83
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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

I’m with you on the sneaky exclusions—had a client once who thought hail damage was covered, but nope, fine print got ‘em. My go-to is to set a calend...

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RE: Snowball vs avalanche method for tackling card debt

That's a smart way to approach it—flexibility is key. When I tackled mine, I wrote everything down visually, like a little debt map on my fridge. Seei...

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RE: First-time buyer blues: grants vs. loan programs

Totally get what you're saying about grants. Had a client last year who jumped at a grant because it looked like free money upfront. But later, when t...

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RE: Navigating property taxes without losing your mind

I totally get your frustration, dealing with outdated systems can be a headache. But having worked closely with local government offices on property-r...

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RE: Wondering if I can still qualify for a HARP refi these days

Your credit score improvement definitely opens up more options, but I'd caution against dismissing rolling closing costs into the loan too quickly. Su...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Totally agree with this—especially the part about mentally moving in before it's yours (guilty as charged). That's exactly why I always recommend ...

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RE: Home equity loans and taxes—did you know this?

Yeah, Zillow can definitely be hit or miss sometimes. Had a client recently who was pretty surprised when we pulled actual comps—Zillow had their plac...

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