tskater55
@tskater55
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Topics: 0 / Replies: 11
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RE: Is now a dumb time to refi or should I wait it out?

Couldn’t agree more with this. I’ve seen people chase that “perfect” rate for months, only to end up missing out on opportunities altogether. Sometime...

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RE: Does an old bankruptcy matter more than a recent one?

Honestly, I’m not sure I buy that smaller lenders are always more flexible. Sometimes they’re just as rigid, if not more, because they can’t afford th...

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RE: First-Time Buyer in Dallas: My Experience Finding the Right Mortgage Lender

Couldn’t agree more—those “junk fees” are everywhere, and it’s wild how many folks just accept them without a second glance. I’ve seen buyers save hun...

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RE: Found a sneaky way to lower those pesky interest rates

Yeah, those “no closing cost” deals always make me raise an eyebrow. I’ve run the numbers on a few and sometimes the long-term cost is way higher than...

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RE: Did you know that an RHS mortgage can often be more affordable than an FHA loan?

I’ve been through a couple of RHS inspections on properties I was flipping, and honestly, they can feel nitpicky. One time, the inspector flagged a lo...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Yeah, closing costs are definitely something folks tend to gloss over. I've seen it happen more times than I can count—people chasing that sweet low r...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

I get where you're coming from, but honestly, waiting too long can sometimes backfire—especially in markets that keep trending upward. I've seen a lot...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Good point about exit clauses, they've definitely saved me a few headaches too. But honestly, sometimes being overly cautious upfront can slow things ...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Haha, been there myself—smart thermostats are great, but they're no match for drafty windows. Honestly, investing in quality windows pays off big-time...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Yeah, the adjustment frequency is definitely something people overlook way too often. I've seen plenty of folks get excited about the initial low rate...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Automating payments is definitely a solid strategy, especially if you're prone to impulse spending (guilty here...). But I think there's also somethin...

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