I hear what you're saying about flexibility, and normally I'd agree—it's definitely saved my bacon a couple of times. But honestly, when I refinanced ...

Totally makes sense. When we refinanced our house, we initially went in with all our paperwork ready, thinking it'd speed things up. But honestly, it ...

This reminds me of when I was deciding whether to refinance my home a couple years back. On paper, the numbers looked great—lower interest rate, lower...

I went through something similar when refinancing my own place last year. At first, I was leaning toward putting down a bigger chunk to keep monthly p...