Honestly, it feels like the scavenger hunt is just baked into the process at this point. I’ve seen files stall for days over a missing paystub or a vi...
Title: Why Is Getting a Mortgage So Hard When You're Self-Employed? - Totally agree, the compliance side is wild these days. - Lenders are basicall...
That’s spot on—most folks don’t realize how much wiggle room there is with those so-called “standard” fees. I’ve seen lenders tack on everything from ...
Those fees can definitely feel like they’re pulled out of thin air sometimes. I’ve been through hundreds of closings and still get surprised by how mu...
Good points overall. Couple quick things I'd add from experience: - Grants can be great, but sometimes loan programs offer more flexibility (less hoo...
I've had similar experiences—honestly, newer doesn't always mean better. A few quick thoughts: - Simpler appliances (knobs/buttons) generally last lo...
Fair points, but honestly, appealing isn't always the best move: - Seen cases where folks appealed and ended up with higher assessments—rare, sure, b...
Algorithms are definitely improving, but they're still playing catch-up with real-world changes. I've seen them miss recent remodels or neighborhood s...
This right here is spot-on. A couple years back, I helped a client through their appeal process, and we submitted everything super early—thinking we'd...
Had a similar situation recently—client was tempted by a lender offering the absolute lowest rate, but their process was notoriously clunky. Warned hi...
Good point on balancing liquidity and growth. I've seen clients get overly cautious, parking too much cash and missing out on solid investment windows...
Solid tips, especially about keeping good records. A couple other things I've seen clients overlook over the years: - If you're mixing home improveme...
Totally get your skepticism, but you'd be surprised how often market conditions can tip the scales. Had a client last year with rock-solid financials,...
Haha, those shows definitely make flipping look way easier than it actually is. Financing-wise, banks and hard money lenders are popular, but honestly...