tobyturner943
tobyturner943
@tobyturner943
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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Had a similar experience with plumbing issues—seller offered a credit, and at first I was like, "Great, now I have homework?" But honestly, picking my...

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RE: Borrowed from a friend instead of the bank and it worked out great

Totally get the hesitation—money and friends can be a tricky combo. But honestly, if you set clear boundaries and treat it like a real loan (paperwork...

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RE: Locked in My Mortgage Rate at the Perfect Time

Had a similar wake-up call myself last year—got super excited about knocking out debt and threw every extra penny at my car loan. Felt amazing watchin...

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RE: Locked in My Mortgage Rate at the Perfect Time

Haha, basements are sneaky like that, aren't they? Makes me wonder—did your client end up installing a diving board or just invest in a good sump pump...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

True, but have you ever tried explaining "peace of mind" to your credit card bill? 😂 Seriously though, isn't it about finding a sweet spot bet...

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RE: Thinking About Refinancing to Pay Off My Mortgage Faster

I feel this. A few years back, I refinanced from a 30-year to another 30-year loan just to snag a lower rate, and my monthly payments actually dropped...

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