tmoore20
tmoore20
@tmoore20
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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Totally agree with the discipline part—it's easy to feel like you've got breathing room and then slowly drift back into old habits. A couple things th...

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RE: When Can I Finally Ditch Mortgage Insurance?

Haha, been there myself. Agree completely—big upgrades like flooring or kitchen updates definitely move the needle more. But honestly, even minor cosm...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Definitely agree on the backup lender—saved me once too. A few quick thoughts: - Sellers appreciate honesty, but oversharing financing hiccups can sp...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Good points, especially this: That's exactly why I went with a fixed-rate myself. Had friends who did great with ARMs, but they were super discipli...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Went through something similar a few years back—had the stable job but kept thinking about my passion project. Here's what helped me: - Set a clear s...

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