Totally agree with the discipline part—it's easy to feel like you've got breathing room and then slowly drift back into old habits. A couple things th...
Haha, been there myself. Agree completely—big upgrades like flooring or kitchen updates definitely move the needle more. But honestly, even minor cosm...
Definitely agree on the backup lender—saved me once too. A few quick thoughts: - Sellers appreciate honesty, but oversharing financing hiccups can sp...
Good points, especially this: That's exactly why I went with a fixed-rate myself. Had friends who did great with ARMs, but they were super discipli...
Went through something similar a few years back—had the stable job but kept thinking about my passion project. Here's what helped me: - Set a clear s...