tims55
@tims55
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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Thermal imaging is handy, sure, but honestly, it's not always the magic bullet people think it is. Had one inspector waving his fancy thermal camera a...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Had one lender pull that stunt on me right before closing—suddenly wanted extra docs about a property I sold years ago. Felt like digging through anci...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Haha, isn't it wild how lenders suddenly become magicians when you start questioning their fees? Reminds me of when I refinanced a couple years back. ...

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RE: When Can I Finally Ditch Mortgage Insurance?

Honestly, I've never seen lenders budge on that two-year rule, even when home values shoot up. Had a friend whose neighborhood exploded in value pract...

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RE: Found a dream home thanks to rural loan perks

Totally get that. I used to try squeezing in podcasts or audiobooks during my commute, thinking I'd be some kind of productivity wizard. But honestly,...

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