tim_vortex
tim_vortex
@tim_vortex
New Member
Joined:
Topics: 0 / Replies: 4
Reply
RE: “High DTI means automatic denial”… right?

I swear, getting a mortgage these days feels like trying to impress a robot that’s never seen a bank statement. When I applied, my DTI was juuust over...

Reply
RE: Thinking about refinancing my VA mortgage, curious what others are doing

Yeah, I hear you. I started out thinking, “Eh, what’s a $200 appraisal?” Next thing I knew, my spreadsheet looked like a pizza receipt after a party—j...

Reply
RE: How to Make Your Dream Home Possible in 2025

I get the logic, but honestly, if I’d waited to have a fat “mystery fund,” I’d still be renting and eating ramen. My plan: budget for the basics, then...

Reply
RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?

Pre-approval felt like a weird first date for me—lots of personal questions, not sure if I wanted to commit yet. I totally get the worry about sharing...

Scroll to Top