Yeah, the level of detail they want is kind of wild. I remember during my last refi, they questioned a $50 Venmo from my sister—turns out she was just...

That’s exactly where I landed when I refinanced last year. I was tempted to wait for my score to tick up a few more points, but rates were creeping up...

I get where you’re coming from. I went the other way and refinanced into a 30-year for the lower payment, just to have some breathing room if things e...

Yeah, exactly...I've always thought those tiny discounts seem carefully calculated. When I refinanced, I noticed the same thing—a small rate drop that...

Totally agree with you on this one. Lighting can definitely be a gamble—I've seen friends spend hundreds on trendy fixtures only to have buyers shrug ...