Couldn't agree more about the vague PowerPoint sessions. Sat through one myself where the instructor literally read slides word-for-word... brutal. Bu...

Totally agree on the buffer—saved my deal last year when the appraisal came in way lower than expected. Lender didn't hint at anything, just dropped t...

Had a lender once question why the landscaping costs spiked one month...turned out the tenant threw a massive BBQ and wrecked half the yard. Try expla...

Back when I bought my first place, I went adjustable-rate because the teaser rate was just too tempting to pass up. Worked great for a few years, but ...