Yeah, personality definitely plays a big part. I've noticed people who are naturally cautious tend to stress more about leveraging their home, even wh...

You make a solid point about discipline, but honestly, even the most disciplined folks can get blindsided by ARMs. I've seen friends who thought they ...

I went the PMI route too, and honestly, it wasn't the nightmare some folks warned me about. Sure, it felt annoying at first, but home prices jumped wa...