I totally get your hesitation about linking unsecured debt to your home equity... it's a big step. But honestly, budgeting does get easier over time—a...

I've wondered about that too... maybe a bigger down payment helps offset the risk in lenders' eyes? My cousin filed bankruptcy a few years back, and w...

I've been following this thread closely because I'm about to start the whole loan process myself. Honestly, I get why you'd feel frustrated—digging up...