tea_summit
tea_summit
@tea_summit
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RE: Getting approved for an FHA loan: My step-by-step (and a few hiccups)

- Had a similar thing—my inspector made a big deal about a loose handrail that literally wobbled half an inch. - Sometimes I wonder if they’re train...

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RE: Explore Your Mortgage Refinance Options in Dallas

- That “technology fee” gets me every time. Next thing you know, they'll charge us a “breathing air in the lobby” fee. - I’ve legit seen a “processing...

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RE: Does an old bankruptcy matter more than a recent one?

Honestly, I gotta push back a little on the idea that national lenders always stick to the rules. I’ve seen some real head-scratchers over the years. ...

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RE: How tough is it to get a mortgage for a rental if your credit isn’t perfect?

Not gonna lie, I get where you’re coming from, but I’ve seen banks get a little more flexible lately—especially if you can show solid cash flow from r...

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RE: Does an old bankruptcy matter more than a recent one?

Honestly, I’ve seen the opposite a couple times—some lenders actually get more nervous about older bankruptcies if there’s been zero new credit built ...

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RE: Are you considering buying a home in Dallas? Read this before!

- 100% agree, the paperwork parade is real. - Lenders will question a $20 birthday gift from grandma if it shows up at the wrong time. - I once ha...

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RE: When Does It Actually Make Sense to Refinance Your Mortgage?

I hear you on the “extra payments” plan, but honestly, I’ve found it’s way too easy to let life get in the way. My take: - If you’re not super discip...

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