I get the point about pre-approval saving headaches, but honestly...isn't it sometimes worth taking a risk if you stumble upon THE house? I mean, cred...

Interesting perspective, and I get why you'd plan it out carefully—makes sense. But I'm wondering if tapping into home equity for something like solar...

I'm with you on the uncertainty factor—it's exactly why I went fixed-rate for my first home. But I do think ARMs can make sense if you're pretty sure ...

I've been considering heated floors myself, but I'm still debating if they're worth the extra cost. Did your clients mention noticing any big differen...