Yeah, I get where you're coming from, but honestly, sometimes obsessing over market timing isn't totally pointless. When we refinanced, I initially br...

Totally agree about keeping the day job for a bit longer. Jumping ship too soon can really backfire—I refinanced my house right before switching caree...

Yeah, I get why your parents went that route—smaller draws definitely feel safer, especially with interest rates bouncing around lately. But honestly,...