summitdust9
summitdust9
@summitdust9
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Topics: 1 / Replies: 10
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RE: Frisco folks: 2-1 Buydown loans actually helping buyers right now?

I totally get where you’re coming from. We just closed on our first place in Frisco a few months ago and went with a 2-1 buydown, thinking it’d give u...

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RE: Getting approved for an FHA loan: My step-by-step (and a few hiccups)

Couldn’t agree more about the value of being thorough, even if it feels like overkill at times. I actually missed a cracked window lock during my own ...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

That’s a smart approach. I’ve heard mixed things about warranties too—sometimes they’re a lifesaver, other times it feels like they’ll find any excuse...

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RE: How do you even pick a realtor you can trust?

I totally get where you’re coming from. When I was looking for my first place, I thought going with a “top producer” would mean better service, but ho...

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RE: Rolling credit cards into a new mortgage: worth it?

I’ve actually watched a couple of friends go through this—one did a cash-out refi to pay off credit cards, and the other stuck with the cards and just...

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RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?

I've actually looked into this quite a bit recently. You're right—some lenders do allow you to request PMI removal once you've built up 20% equity, bu...

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RE: Home equity loans and taxes—did you know this?

I've definitely seen accountants differ in their interpretations, but honestly, I think sometimes it's less about interpretation and more about how co...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Yeah, mortgage math definitely has its quirks. As a first-time homebuyer, I spent hours crunching numbers and comparing scenarios—felt like I was back...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

While stability definitely has its merits, an ARM isn't always a risky move. For instance, I'm currently considering one because my income trajectory ...

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RE: Buying Land Without Building Right Away—Did You Know This?

We ran into something similar last year. After buying our lot, we thought we'd just sit tight until building made sense financially. Didn't even cross...

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