Exactly, banks are masters at selling us on the "just in case" scenario. But honestly, instead of paying extra for flexibility most people never use, ...

Totally get where you're coming from. Honestly, ARMs can be a solid move IF you're clear on your timeline and comfortable with some risk. When I bough...

I've thought about hiring someone, but honestly, unless your property's valuation is way off or you're dealing with something super complicated, it's ...