Yeah, I hear you. While paying down principal faster looks good on paper, life has a funny way of throwing curveballs at the worst possible time. Had ...

Fair point, but I'd say it depends on the specifics. I've seen cosmetic upgrades significantly boost property value—especially in competitive markets....

I've tried the property-based system before, and honestly, it's not as neat as it sounds. Sure, it's handy when you're trying to quickly grab info on ...