Yeah, that's the tricky part. I had a client last year who was in a similar boat—recent bankruptcy, debating between jumping in with a modest down pay...

I've noticed it can seem random, but honestly, I've found some smaller local lenders tend to move quicker. Had a client recently breeze through the pr...

Yeah, that's the tricky part right there. Had a client last year who went through something similar—tried appealing twice on their own and got nowhere...