I get the anxiety around appraisals—went through something similar myself a couple years back. My home's value had jumped quite a bit, and I knew I wa...

Lenders do tend to overreact sometimes, but it's usually because they're laser-focused on risk management. If you clearly document your property's his...

The lottery story mentioned earlier is a classic example of emotional decision-making overriding logic, especially in financial contexts. Emotions can...