It’s wild how much people overestimate the power of a high credit score in this process. I’ve bought and refinanced more properties than I can count a...

I hear you on the closing costs—sometimes they feel like a punch to the gut, even when the math *should* work out. The IRRRL (streamline refi) can act...

Definitely agree that the “standard” fees are their bread and butter. Credit score helps, sure, but it’s not a golden ticket. I’ve refinanced a few pl...

Those old covenants are wild—I've seen some that ban clotheslines or even dictate what color your mailbox can be. The closing costs thing gets me ever...

Totally agree on the separation of accounts—learned that one the hard way myself. What gets me is how little flexibility there is for folks with renta...

I get that, but I always run the numbers before pulling the trigger. Did a cash-out refi on a rental once—paid off some business debt, but I made sure...