sshadow90
@sshadow90
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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Alternative lenders can be a lifesaver when your situation doesn't neatly tick all the boxes. I've dealt with plenty of scenarios where traditional ba...

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RE: Figuring out how much of my house I actually own

You're spot-on about the value of neighborly goodwill. I've dealt with plenty of property line headaches, and honestly, even the most airtight documen...

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RE: Mortgage rules just got tighter—didn't see that coming

You're raising a solid point there—I've seen plenty of tighter regs come and go, and honestly, fraudsters usually find new loopholes pretty fast. I'd ...

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RE: Unlocking your home's value—did you know this?

I've had similar experiences, though I'd argue that the trade-off is usually worth it. Yes, removal can be a bit tedious, but compared to the hassle a...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Haha, lenders definitely have their own secret language. I remember once asking my lender to clarify the DSCR calculation, and he launched into this l...

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RE: Buying Land Without Building Right Away—Did You Know This?

Yeah, regulations can really blindside you sometimes—I swear city councils have a sixth sense for timing their rule changes. Learned that lesson mysel...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Smaller lenders and credit unions can definitely offer more personalized service, but let's not completely dismiss big banks. I've seen situations whe...

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RE: Buying Land Without Building Right Away—Did You Know This?

Had a similar issue once—neighbor built a fence about two feet into my lot. Approached them casually at first, but they got defensive real quick. Ende...

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