Yeah, regulations can really blindside you sometimes—I swear city councils have a sixth sense for timing their rule changes. Learned that lesson mysel...

Smaller lenders and credit unions can definitely offer more personalized service, but let's not completely dismiss big banks. I've seen situations whe...

Had a similar issue once—neighbor built a fence about two feet into my lot. Approached them casually at first, but they got defensive real quick. Ende...