Same here, ours was clear upfront too, but I've heard some lenders sneak in annual maintenance fees or early closure penalties. Definitely worth readi...

I used to think paying extra was always the way to go, but after crunching numbers myself, I realized my mortgage rate was so low that investing the e...

Good point about maintenance costs—people often underestimate how quickly those expenses add up. Even something as simple as mowing or clearing brush ...