Yeah, the level of scrutiny can feel a bit much. I’ve seen clients get flagged for things as random as Venmo payments labeled “lunch” or “utilities.” ...

Title: When a fixed rate just won’t cut it: a mortgage adventure That’s the part that always trips people up. I remember helping a friend who thoug...

I’ve seen those “miscellaneous” fees sneak in too, and it’s wild how many people just shrug and pay them. A few years back, I had a client who questio...

Not sure I’d write off balloon mortgages completely, though. If you know for sure you’re only holding the property for a couple years—like, say, you’r...