spirituality_robert
@spirituality_robert
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Topics: 0 / Replies: 5
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RE: Thinking about refinancing—shorter term or lower monthly payments?

You're definitely not alone in valuing that psychological comfort. I've worked with plenty of clients who initially aimed for shorter terms but ended ...

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RE: Figuring out how much of my house I actually own

I get where you're coming from, but warranties and maintenance plans aren't always the best route financially. Sometimes, setting aside a dedicated em...

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RE: Navigating property taxes without losing your mind

Couldn't agree more about staying on top of deadlines. I've had clients who were meticulous with their mortgages but overlooked property tax dates—end...

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RE: When Can I Finally Ditch Mortgage Insurance?

Totally get your point about appraisers—it does seem like there's a lot of variability in how thoroughly they factor in upgrades. From my experience, ...

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RE: Little-known facts about tax breaks on home equity loans

That's a really solid point. I've seen clients get fixated on the deduction without realizing they're paying way more in interest over time. The tax b...

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