Had a client who thought all policies were created equal until a raccoon decided to take up residence in their attic. Turns out, “wildlife damage” was...

DTI rules can feel pretty rigid, but I’ve actually seen lenders make exceptions—especially if you can show consistent income or a big down payment. It...

Had a client once who called their ARM “the surprise party mortgage”—never knew what was coming next. They loved the low intro rate, but when it reset...

Mortgage servicers really do keep us on our toes, don’t they? I’ve seen more than a few clients get tripped up by “phantom” payments or misapplied ext...

You’d be amazed how many times I’ve seen those “creative” fees pop up—sometimes I swear they just spin a wheel and pick a new name. I once had a clien...

Had a client once who swore by the “personal touch” of a small escrow office—until the office manager went on vacation and nobody else knew where her ...

Seven weeks sounds about right—I had a client last year whose grant approval took nearly two months, and I swear we both aged five years in the proces...

Haha, you're spot on about the coffee intake—I'm convinced appraisers have a secret caffeine-to-value ratio chart hidden somewhere. But seriously, I'v...

Exactly my experience lately. Had an appraisal come back low because the appraiser was cautious about recent sales volatility. After providing extra c...