Haha, the NASA clearance comparison is gold... honestly, VA refis can feel like assembling IKEA furniture without instructions—confusing at first, but...

Totally get what you're saying about smaller lenders. Last year, I had a client who went with a smaller lender for a refi—killer rate, but man, the pa...

Good points overall, but I'm gonna gently push back on the extended warranty thing. In my experience, those warranties often sound great upfront but r...

Totally agree about the analysis paralysis thing—been there myself. I remember when I bought my first place, I obsessed over every tiny rate fluctuati...