Shopping around can definitely help, but I'd caution against relying too heavily on playing lenders off each other. I've seen cases where pushing too ...

Couldn't have said it better myself. I've seen plenty of promising deals fall apart because the fine print wasn't clear... Staying cautious and double...

You make some solid points, especially about peace of mind—can't argue with that. But I'd gently push back on the idea that investing rarely beats deb...

Haha, seems like the IRS has a knack for redefining common sense. Had a similar issue when we upgraded some old wiring—thought it was clearly maintena...