Yeah, it’s a whole production. I’ve had underwriters ask for explanations on $200 Venmo deposits from 18 months ago—like, do you want the receipt for ...
Yeah, I’ve noticed the same thing—sometimes the advice is a bit “by the book” and doesn’t really fit trickier situations. But I’ve had a counselor spo...
Here’s how I look at it: - MI is a pain, but sometimes getting in the game early outweighs waiting for a perfect score. I’ve bought with less-than-id...
Walking Away Is Weirdly Empowering You nailed it—walking away is tough, but sometimes it’s the smartest move. I’ve been through a few deals where the...
Couldn’t agree more about the “trust, but verify” thing—mortgage servicers make mistakes more often than people think. Here’s what I do: - Always dou...
- Quick gut check: If they dodge your questions or get defensive, that’s a red flag. - I always ask about their experience with investors and tough ne...
Title: Why Conforming Loans Are a Great Option for Homebuyers Couldn’t agree more with this. There’s no one-size-fits-all answer when it comes to m...
That’s exactly it—lower monthly payments can be tempting, but stretching out the loan resets the clock. I’ve seen folks refinance, pocket the “savings...
Mortgage lending can definitely feel random at times, but in my experience, there's usually some method behind the madness. A few things I've noticed ...
Solid advice overall, but I'd probably flip the order a bit depending on the specific market. In my experience, buyers often make emotional decisions ...
Had something similar happen last year with a rental property. Out of nowhere, they started nitpicking stuff they'd never mentioned before—like sudden...
Went through something similar myself a few years back. Had a 30-year VA loan, and like you, I'd planned on paying extra whenever I could. But honestl...
I've definitely seen this happen more times than I'd like to admit. A few quick thoughts from experience: - Stress and urgency absolutely cloud judgm...
Yep, that's spot-on. I've dealt with PMI removal a few times now, and lenders definitely drag their feet. A couple practical tips from my experience: ...