Ugh, this hits home. Freelance income always seems to make underwriters twitchy, doesn't it? I swear, you'd think we freelancers were trading seashell...

Totally get your point about the psychological boost, but honestly, avalanche doesn't have to feel like watching paint dry. One trick I've found helpf...

Honestly, I get the frustration with easements, but sometimes they're not all bad. My folks had a drainage easement along their side yard, and at firs...

Totally agree with this. Reminds me of when I was applying for my first mortgage—big bank said no because my freelance income was "too unpredictable."...