That’s interesting, because I’ve actually seen some lenders stick pretty closely to FHA guidelines, even when it means a bit more paperwork for them. ...

Credit checks are huge, but have you ever noticed how some lenders in Dallas weigh things like debt-to-income ratio a bit differently? I’ve seen folks...

I’ve actually seen a couple lenders quietly tweak their minimum score requirements during the crazier parts of the market—usually not by a ton, but en...

I’ve actually seen a couple of “cheap” lenders pull through, but it always felt like a bit of a gamble. One client lucked out with a discount online l...

I get the urge to question every line item, but sometimes I wonder if pushing back on all the fees actually works in your favor. Some lenders get pric...

Yeah, that's a good point—closing costs can really sneak up on you. Did you run the numbers beforehand to see how long it'd take to break even? I've s...

That's a really interesting take. I see your point about letting equity sit quietly, but I'm curious—do you think there's ever a scenario where tappin...

Yeah, balancing debt payoff and savings can be tricky... Did you find it tough mentally to slow down those extra payments once you got used to seeing ...

Interesting points here—I'm curious though, did your lender mention if waiving escrow actually impacted your rate at all? I've had clients go both way...

Interesting strategy with the separate accounts... but does anyone else find it tricky to stick to that kind of strict boundary? I've tried similar th...

Yeah, this hits home for me. A couple years back, we did a pretty major bathroom remodel—heated floors, custom tile work, the whole nine yards. Though...