That's a really interesting take. I see your point about letting equity sit quietly, but I'm curious—do you think there's ever a scenario where tappin...

Yeah, balancing debt payoff and savings can be tricky... Did you find it tough mentally to slow down those extra payments once you got used to seeing ...

Interesting points here—I'm curious though, did your lender mention if waiving escrow actually impacted your rate at all? I've had clients go both way...

Interesting strategy with the separate accounts... but does anyone else find it tricky to stick to that kind of strict boundary? I've tried similar th...

Yeah, this hits home for me. A couple years back, we did a pretty major bathroom remodel—heated floors, custom tile work, the whole nine yards. Though...