It’s wild how those “miscellaneous” fees sneak in at the last minute. I always tell people, if you see a line item you don’t recognize, ask about it—e...

That's a really good perspective. Calculators are handy for crunching numbers and giving you a baseline, but they're just one piece of the puzzle. I'v...

Definitely agree that consistency matters, but it's also worth noting that some lenders specialize in non-traditional loans designed specifically for ...

Good points overall, but I'd caution against compromising too quickly on boundary issues. Sure, diplomacy is great, but sometimes giving in—even a lit...

Good reminder about those prepayment penalties. They're definitely less common now, but I've seen a couple recently that caught clients off guard—usua...

You make a solid point here. Automation definitely streamlines things, and for the most part, escrow accounts do exactly what they're supposed to. But...

You're definitely thinking about this the right way. It's natural to feel uneasy about tying up too much cash upfront, especially when unexpected expe...