skier10
@skier10
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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

I get why it feels random, but honestly, I think it's less about who's at the desk and more about internal underwriting guidelines. Lenders tweak thei...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Insurance covered some of it for us, but honestly, the deductible and the hassle of dealing with adjusters made it feel like we were still paying quit...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

I hear you, and I get that sometimes spontaneity can lead to great outcomes—your client's story is definitely proof of that. But honestly, those situa...

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RE: Mortgage rules just got tighter—didn't see that coming

I see your point, but honestly, I think lenders sometimes hide behind regulations as an excuse to go overboard. Sure, documenting income and bonuses m...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

I've noticed lenders sometimes shy away from quirky properties altogether, even when shown successful comps. They often prefer straightforward, predic...

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RE: Figuring out how much of my house I actually own

Totally agree with this. Equity is great for building long-term wealth, but it's definitely not the best option when you're in a pinch. Plus, tapping ...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Great analogy. People often underestimate how much those small drafts and poor insulation add up over time. I remember crunching numbers when we upgra...

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