Totally get what you're saying—grants can feel like chasing your tail sometimes. Couple quick points though: - Grants usually have stricter requireme...

Good points—seen this happen a lot with clients. A few things to consider: - Local regulations might require regular maintenance to avoid fines. - Ove...

Haha, that's a pretty accurate description. But honestly, I've seen plenty of buyers who found their dream home first and THEN got pre-approved withou...

Actually, lenders usually do send out annual escrow statements that outline potential adjustments. The issue I've seen more often is borrowers overloo...

Yeah, learned that one the hard way when I refinanced a few years back. Thought I'd covered everything, then boom—surprise fee popped up at closing. W...

Nice job—figuring out depreciation can really make a difference. A lot of folks overlook deductions like repairs vs. improvements, mortgage interest, ...