Yeah, I keep telling myself my house isn’t an ATM, even though the idea of a kitchen that doesn’t look like a 90s sitcom set is tempting. I’d be way t...

Yeah, I’m learning real quick that “solid equity” doesn’t mean you get the VIP treatment. I swear, every time I see a random fee pop up, I wonder if t...

Yeah, I learned the hard way that “third party” just means “you’re paying for it, deal with it.” I tried to negotiate the appraisal fee and got laughe...

No kidding—my file had more “quirks” than a sitcom cast. I swear, the underwriter asked about a $12 Target return from 2021. Felt like I was auditioni...

This is exactly what freaks me out. I looked at rolling my card debt into my mortgage when I bought my place last year, and the numbers were... not pr...

I keep hearing about people refinancing and saving “hundreds a month,” but when I looked into it, the fees were like a punch in the gut. I’m still try...

Honestly, I’ve heard people say the bureaus are totally random, but I’m not convinced it’s all chaos. When I was shopping for my mortgage, the hard pu...

Totally agree with shortening the term if you can swing it. I'm just a rookie homeowner myself, so take this with a grain of salt, but when I first st...

Yikes, sounds like my worst nightmare as a first-time homeowner. Just bought our place last year and every little project turns into a rabbit hole... ...

I totally get your hesitation—putting your house on the line does feel a bit like trading one headache for another. For me, though, refinancing made s...

Totally get your point about windows boosting resale value, but as a first-time homeowner who's still recovering from sticker shock (seriously, does E...

Totally agree with this. Just bought my first place last year, and honestly, the thought of refinancing already gives me mild anxiety, haha. But seein...