From my experience, it's not totally random, but it can definitely feel that way. Underwriters usually follow guidelines to flag unusual transactions,...

Good call on sending those before-and-after pics. I've found appraisers often miss interior upgrades too, like flooring or kitchen remodels. Did you n...

Couldn't agree more with this point. I've seen plenty of people tap into their home equity, clear their debts, and initially feel fantastic about it.....

Went through something similar recently. Had a tenant pay rent via Cash App once, and the lender grilled me about it during refinancing. Had to screen...

I've had similar experiences myself. Brokers are convenient, but they're not always the best option if your finances don't fit neatly into the standar...