sharris39
sharris39
@sharris39
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Topics: 1 / Replies: 9
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RE: Refinancing your mortgage—little trick I learned to snag a better rate

Went through something similar last year—changed jobs mid-refi, and they definitely gave me the third degree on income stability. Weirdly though, once...

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RE: Refinancing your mortgage—little trick I learned to snag a better rate

Yeah, I get what you're saying—sometimes it feels like appraisers just have their checklist and that's it. But doesn't it also depend a bit on the mar...

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RE: Wondering if I can still qualify for a HARP refi these days

I've actually heard of a few people skipping appraisals lately, especially if their loan-to-value ratio is pretty low. Maybe your lender was just extr...

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RE: Wondering if I can still qualify for a HARP refi these days

I've been wondering about this too, actually—haven't heard much about HARP in ages, but I keep seeing ads for these "replacement" programs. Makes you ...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

I've been wondering about this too, especially the discipline part. I mean, it's easy to say you'll stick to just one project, but life rarely stays n...

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RE: How Much Value Does Your Stuff Really Lose Over Time?

I wonder about this a lot, actually. Like, how do we really know what buyers value until it's too late? I remember when I renovated my first place, I ...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

I've been wondering about this myself lately. When I refinanced a couple years back, I went aggressive with a shorter term thinking I'd save a ton on ...

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RE: Buying Land Without Building Right Away—Did You Know This?

That's a good question actually... hadn't thought about the land prices potentially rising while you're working on your credit. I guess it depends on ...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

I've wondered about this too. Installed a Nest thermostat about a year ago, and honestly, the savings have been noticeable but not exactly mind-blowin...

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