Couldn’t agree more with this approach. I always go through the disclosures line by line, and if something looks off or just doesn’t make sense, I ask...

Honestly, I get where you’re coming from—some of those fees really do seem made up on the spot. But I’ve actually had a couple lenders break things do...

This right here sums it up perfectly. When we refinanced, I made a spreadsheet (yeah, I'm that person 😂) to compare scenarios: shorter term vs...