shadow_king
shadow_king
@shadow_king
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Topics: 0 / Replies: 7
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RE: Is it better to pay upfront or roll counseling costs into your loan?

That’s exactly what worries me. I’d rather just pay upfront and be done with it, even if it stings a bit at first. Rolling stuff in feels like kicking...

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RE: Getting Results When Your Loan Servicer Drops the Ball

Escalating to a supervisor actually worked for me once, but honestly, it felt like winning the lottery. Most of the time, I just get another round of ...

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RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?

Honestly, I’m not totally convinced pre-approval is always necessary, especially if you’re just starting out. I’ve talked to a few agents who said sel...

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RE: New Homes with Low Interest Rates

I get where you’re coming from, but I’ll admit, when I first started looking, those low HOA fees were a huge draw. It’s easy to think, “Hey, lower mon...

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RE: Does having a top-notch credit score really make home buying easier?

Honestly, I thought my 790 score would make things a breeze. Nope. That’s exactly it. Still had to explain every deposit and random Venmo payment. It...

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RE: Does an old bankruptcy matter more than a recent one?

I hear you on the randomness of lenders—it’s honestly kind of wild how much it seems to depend on who’s at the desk that day. I’m in the middle of buy...

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RE: Mortgage rates bouncing around lately—what gives?

Not sure I totally buy that. I get why people like flexibility, but honestly, with rates moving all over the place, I’m just stressed about locking in...

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