sewist45
@sewist45
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Topics: 1 / Replies: 10
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RE: Are you considering buying a home in Dallas? Read this before!

Honestly, the hoops they make you jump through are starting to feel like some kind of endurance test. I had a deal last year where the buyer almost lo...

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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

Honestly, I think you’re spot on with this. That “loyalty fee” thing is wild—never heard it called that, but it sure feels like it sometimes. I used t...

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RE: Can You Get a Mortgage with a 580 Credit Score? Yes — Here’s How!

That’s wild, I’ve seen lenders handle those little repairs totally differently. Like, I’ve had deals where the lender was fine with a small escrow fo...

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RE: Little-known legal loopholes that can slow down losing your home

I get where you’re coming from. I’ve watched a few folks try to ride out those last-minute loopholes, hoping for a miracle or some kind of Hail Mary. ...

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RE: How H1B Visa Holders Can Qualify for a Mortgage

That IRS watermark page thing is wild—I’ve had buyers get tripped up by that too. It’s like, if the page is blank, what are we even proving? But yeah,...

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RE: Has anyone here considered refinancing their mortgage lately?

Yeah, that “document prep” fee is always a weird one. I’ve had lenders try to sneak in a “processing review” charge on top of it, which just felt made...

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RE: Buying Land Without Building Right Away—Did You Know This?

Haha, now that's an image! Honestly, deer seem to adapt pretty quickly to our little tricks. I've heard about the soap thing too, but never thought it...

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RE: Found a dream home thanks to rural loan perks

Haha, rural appraisals are definitely their own beast. Had a similar situation once—property was gorgeous but smack in the middle of nowhere. Appraise...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Interesting point about seasonal income. I've run into similar issues with lenders when dealing with project-based income streams—like when a property...

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RE: Navigating property taxes without losing your mind

Yeah, I started doing this too after a minor panic moment last year—realized I'd completely overlooked an annual insurance payment. Thankfully nothing...

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