sculptor74
sculptor74
@sculptor74
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RE: Home equity loans and taxes—did you know this?

Title: Home equity loans and taxes—did you know this? Honestly, I get why the rules are there, but sometimes I think they’re a bit too rigid. The IRS...

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RE: Best Mortgage Lenders for First-Time Buyers in 2025 – What to Know

Can’t tell you how many times I’ve seen those “standard” fees show up out of nowhere. I once had a client get hit with a $600 “processing” charge—when...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

Yeah, I totally get the appeal of “boring” when it comes to loans. I had a client last year who tried to go the non-conforming route for a unique prop...

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RE: Looking to Buy in Texas? Here's How to Get the Best Mortgage Rate

Yeah, those closing docs are a mess. I’ve seen people obsess over a $15 notary fee and totally miss the $3,000 origination charge hiding in plain sigh...

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RE: Buying Land Without Building Right Away—Did You Know This?

Yeah, HOA covenants can definitely throw a wrench in plans, but honestly, sometimes those rules aren't set in stone. I've seen cases where clients suc...

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RE: Buying Land Without Building Right Away—Did You Know This?

Haha, you're not alone—I always tell clients that paranoia can be your friend when it comes to property purchases. I've seen folks overlook zoning res...

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RE: Borrowed from a friend instead of the bank and it worked out great

Setting clear repayment terms upfront definitely helps ease the awkwardness, but honestly, there's always a bit of tension when money's involved—espec...

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