scotta18
scotta18
@scotta18
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Topics: 0 / Replies: 12
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RE: Are you considering buying a home in Dallas? Read this before!

Does anyone actually check every single permit on older homes, though? I’m curious because I’ve seen listings where the sellers clearly did some DIY s...

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RE: Are you considering buying a home in Dallas? Read this before!

I actually wonder if the “solar panels add value” thing is a bit overhyped, at least in Dallas. When I was house hunting, I saw a couple places with p...

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RE: Can You Buy a Home with a 580 Credit Score?

Man, I totally get where you’re coming from. It’s wild how the “no PMI” thing can sound like a win, but then you realize you’re just paying for it in ...

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RE: Is tapping home equity for cash really worth it?

That’s the part that gets me every time. I keep asking myself, is the upgrade actually worth turning my house into an ATM? Like, what if something maj...

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RE: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers

That “processing fee” thing is wild. I almost missed a $1,200 “document review” charge on my last application—buried in the middle of a 30-page PDF. W...

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RE: Why do rates jump around so much?

I totally get the urge to just jump in before rates climb even more, but I’ve had that same gut-check moment where the numbers just don’t add up anymo...

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RE: Dallas Homebuyers: Don’t Pick a Mortgage Broker Until You Read This

That’s actually a good call—asking for the breakdown. I’ve always wondered if brokers get annoyed when you start questioning every line, but I guess i...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

Honestly, I totally feel what you’re saying about the paperwork—it’s wild how deep they go sometimes. I remember getting asked to explain a $100 depos...

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RE: First-time buyer blues: grants vs. loan programs

Yeah, totally get that... excitement can really cloud judgment sometimes. Curious though, did you find the grant application process straightforward e...

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RE: Wondering if I can still qualify for a HARP refi these days

Totally agree about prepping docs early, but I'm curious... has anyone actually managed to get a HARP refinance recently? Thought that program ended a...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Curious about something—do you think tapping equity ever makes sense if you're planning to stay put long-term? Like, say you know you'll be in the hou...

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RE: CREDIT SCORES AND HOME LOANS—HOW LOW CAN YOU ACTUALLY GO?

Hmm, I get what you're saying, but isn't it possible that some lenders might be more flexible? I've heard of friends getting approved with scores even...

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