Great insights overall, but I'd be careful about ARMs unless you're really sure about your timeline. A buddy of mine went with an adjustable-rate thin...

I totally relate to that anxiety. When I refinanced, I had spreadsheets open for days, tweaking every little detail. Funny thing is, after all that nu...

This really hits home for me. A couple years back, I refinanced into a shorter term thinking I'd love the peace of mind from paying off sooner. And ye...