Yeah, the “I’ll be here forever” mindset is a trap I’ve fallen into too. Funny how life loves to throw curveballs—job changes, family stuff, you name ...

I get the PMI frustration, but honestly, waiting for that magic 20% can be a trap. That’s exactly what happened to us years ago—by the time we saved ...

Yeah, I’ve seen that happen—my payoff got delayed once because the lender applied my last payment to escrow instead of principal. It didn’t hit my cre...

I hear you on this. It’s like, no matter how many folders and color-coded tabs I have, the lender’s gonna throw me a request for something I haven’t t...

We had a similar experience when we bought our older farmhouse. The big banks acted like the ancient septic was some ticking time bomb (which, to be f...

Couldn't agree more—caught a pretty big error myself last year. I'd also suggest keeping an eye on comparable properties that recently sold in your ne...

This is spot-on. When we refinanced, I had to keep reminding myself that the extra monthly savings weren't a green light for splurging. One thing I'd ...