Fair point—credit utilization definitely plays a bigger role than people realize. I've seen plenty of clients who jumped into new ventures and maxed o...

Tried something similar myself, but honestly, the temptation to dial back those payments when things got tight was pretty strong... Discipline's trick...

I've seen a few lenders waive or reduce the recast fee, but honestly, it's pretty rare. Usually, they're pretty firm on it because it's considered an ...

I see your logic here, and yeah, peace of mind is definitely worth something. But did you run the numbers on opportunity cost? Sometimes tying up too ...

Honestly, I've seen this happen way too many times. Had a client about two years ago who was dead set on putting every spare penny into their down pay...

Had a similar experience recently... noticed a random "admin fee" tucked away in the fine print. Asked them directly what exactly it covered, and they...