That deduction rule trips up a lot of folks, for sure. I’ve seen people get really frustrated when they realize that home equity interest isn’t just a...

I’ve actually wondered the same thing. The canvas ones look sturdy, but do they really stay in place if there’s a lot of foot traffic? I’ve seen a few...

It’s wild how deep they dig— I’ve seen clients get flagged for even smaller stuff. Do you think it’s tougher for rentals versus primary homes, or is i...

I get what you mean, but isn’t some of that scrutiny kind of necessary? I’ve had clients surprised by what pops up, but sometimes those “random” thing...

That “we’ll move before it adjusts” logic always makes me nervous. I totally get where you’re coming from. I’ve seen people try to time their exit be...

That “MI6” line made me laugh—been there with the underwriters acting like they’re on some secret mission. I’ve seen folks get tripped up by the tinie...

Couldn't agree more on this point—sometimes it feels like a total dice roll. Curious though, have you noticed any particular documents or data points ...

Good points, especially about brokers being upfront with risks. Have you noticed if certain types of unconventional loans tend to have clearer terms t...

Yeah, makes sense, but isn't it a bit concerning how easily these systems trip up? Wonder how often this happens without us even knowing... Anyway, gl...

Interesting take—I refinanced last year, and honestly, I did find myself tempted to justify a few extra purchases afterward. But you're right, having ...

Haven't really noticed banks speeding things up locally... if anything, I've seen foreclosures dragging on forever lately. Could it be more of a regio...