Couldn't agree more with this. But one thing I wonder about—has anyone here tried using an appraisal to speed up the PMI removal? I've heard mixed exp...

Negotiating terms with someone close can definitely get tricky—I’ve done it a couple times myself. The key for me was treating it exactly like a busin...

Totally get where you're coming from, but honestly, I've had mixed luck with detailed docs. Sometimes lenders glaze over the historical stuff and just...

You're right to be cautious—those closing costs really sneak up on you. When I refinanced a rental property, I spent days crunching numbers to make su...

Totally relate to this. When I bought my first rental property, I went adjustable thinking I'd refinance or sell within five years. But then the marke...