Lenders definitely vary quite a bit on appraisal policies. Some are sticklers and insist on their own appraisal no matter what, while others might acc...

This resonates with me. A few years back, I had a client with solid finances and a stable income who missed out on a promising property because the le...

I refinanced to a shorter term myself a few years back, and while the math looked great, reality was less forgiving. Exactly my experience—unexpected...

Haha, I get the logic behind physical copies, but honestly, after my last move, I'm team digital all the way. Lugging around boxes of ancient tax retu...

Yeah, that's exactly why biometrics make me a bit uneasy too. Had a client once whose fingerprint login glitched out—bank flagged him as suspicious ac...

That's a fair caution, especially considering how unpredictable life can be. Many people underestimate the long-term implications of borrowing against...

While I understand the caution here, I'd hesitate to label banks as inherently "sneaky." Banks are heavily regulated institutions, and many of these f...