ryanl96
ryanl96
@ryanl96
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RE: Seller financing vs. lease-to-own: which one actually works better?

Honestly, you nailed it—seller financing can be a lot smoother if both sides are upfront and get legal help early. I’ve seen deals go sideways when fo...

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RE: Grants for People With Disabilities: Housing Help Most Homebuyers Never Hear About

Title: Grants for People With Disabilities: Housing Help Most Homebuyers Never Hear About Yeah, I’ve seen this play out a bunch of times. The way und...

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RE: “High DTI means automatic denial”… right?

That’s a fair point, but here’s the thing—lenders do have some guidelines, even if they’re not always transparent about them. For example, most conven...

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RE: Are you considering buying a home in Dallas? Read this before!

Honestly, I’ve seen the weirdest things trip up underwriters. One time, a client had to explain a $12 PayPal for “dog sitting”—turns out it was just h...

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RE: Can H1-B Visa Holders Still Get a Mortgage After Trump’s Crackdown?

Can H1-B Visa Holders Still Get a Mortgage After Trump’s Crackdown? That’s pretty much my experience too—policies exist, but the way they’re applied ...

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RE: Top 10 Mortgage Questions Answered: Everything You Need to Know

STANDARD FEES ARE ANYTHING BUT STANDARD You nailed it—those “standard” fees are anything but. Here’s a quick way I tell clients to handle this stuff:...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Totally get where you're coming from with the homeownership surprises—those little "gotcha" moments can really throw a wrench in things. When I bought...

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RE: WHAT IF YOUR INSURANCE COMPANY SUDDENLY GOT SUPER STRICT?

I get what you're saying about the numbers, but honestly, sometimes it's not just about balancing the spreadsheet. I've seen clients initially put off...

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