running_emily
running_emily
@running_emily
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Topics: 0 / Replies: 7
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RE: Struggling with mortgage payments?

Pending payments are the worst—my bank once held onto my payment like it was a winning lottery ticket. Here’s my “keep your sanity” routine: 1) Screen...

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RE: Choosing Between National and Local Debt Service Coverage Ratio Options

Here’s my two cents as someone who’s always counting them: I get the appeal of local, but I’ve actually had smoother rides with the big guys. Last tim...

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RE: Best apps for tracking market-moving events?

Sticky notes are my spirit animal, but I swear they multiply and vanish at the same time. I tried Myfxbook’s calendar after losing my “important event...

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RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage

I totally get the urge to throw every spare dollar at the mortgage—sometimes I look at my balance and just want to karate-chop it down. But I’ve learn...

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RE: Little-known legal loopholes that can slow down losing your home

Not gonna lie, I tried a similar “stall and regroup” move a few years ago when I was facing a possible eviction. Here’s the thing: legal loopholes can...

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RE: Boosting My Credit a Bit Before I Refinance—Worth the Wait?

Honestly, unless your score is about to cross one of those magic thresholds—like from 679 to 680, or 739 to 740—the rate difference is usually pretty ...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

Couldn’t have said it better. I’d rather have “boring” payments than play mortgage roulette. Every time I see those ARM teaser rates, my wallet gets n...

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